Banking & Finance

AI quality and conversation analytics built for regulated contact centers.

Banks, fintechs, lenders, insurers, and BPOs serving them all run on the same hard problems: 100% scoring under regulatory scrutiny, multi-language CEE coverage, and compliance signals that reach risk teams in hours — not weeks. Ender Turing was built around them.

Trusted by financial services teams across Europe
OTP BANK AVAFIN CREAM FINANCE UNIQA LENDON.PL FINCOLLECT
100%
Calls compliance-checked
Risk alert
3 min ago · Bulgaria desk
Group Compliance — Retail Lending
🇭🇺
Hungary
2,140 calls this week
96%
🇷🇴
Romania
1,840 calls this week
92%
🇧🇬
Bulgaria
12 missed disclosures
78%
🇷🇸
Serbia
1,240 calls this week
94%
🇭🇷
Croatia
980 calls this week
91%
100%
Calls automatically scored
across regulated queues
+18 pts
Average lift in CSAT
across banking deployments
−74%
Compliance gap detection lag
vs. quarterly audit baseline
8
CEE languages live today
(of 24 supported)
The reality on the floor

Banking contact centers run on rules, samples, and overdue audits

The problems we hear week after week from heads of operations, QA leads, and risk teams are remarkably consistent. Sampling 3% of calls. Eight different scorecards for eight subsidiaries. Coaching that catches up two weeks too late.

And on top of that, the regulators keep raising the bar. Every disclosure missed by an agent on a Wednesday afternoon is potentially a finding in next quarter's audit — and there's no way to know until it's already in the spreadsheet.

!

Manual sampling misses systematic issues

Reviewing 3% of calls means 97% of customer interactions go unanalysed. Recurring misselling patterns, agent-specific compliance gaps, and emerging customer pain points all surface only at quarterly review — too late to act.

!

Compliance signal arrives weeks late

By the time a missed APR disclosure or wrong cooling-off statement makes it into a QA report, the call is two weeks old. The agent doesn't remember the context, and risk & compliance can't act before the next audit cycle hits.

!

Multi-country teams use eight different rubrics

Each subsidiary keeps its own QA scorecard in Excel. Group leadership has no apples-to-apples view of customer experience across markets, and every consolidation effort dies on the spreadsheet.

!

Coaching loop kills momentum

Average lag between a problematic call and the coaching conversation is 11–14 days. By that point the agent has had 200 more calls and the original moment is gone. Coaching feels reactive, abstract, and unfair.

!

Cross-sell & retention opportunities walk out the door

Sales-trigger phrases ("I'm switching banks", "we're consolidating accounts") fly past unnoticed in 95% of calls. Retention teams hear about churned customers from the CRM, not from the conversation that signalled it weeks earlier.

Banking use cases

Six banking workflows we power, end to end

Same platform, different cuts of the data. Each use case below comes with a customer reference and a measured outcome — ask us for the deck.

🏛️

Retail desk & account servicing

Score every retail call against your full QA rubric — greeting, identity verification, problem framing, empathy, closing. Automated dashboards by team lead, branch, and product.

  • 100% call coverage at scale
  • Self-review portal for agents
  • Playback timestamps on every score
💳

Card services & dispute handling

Track resolution quality, fraud-flag follow-up adherence, and chargeback handling against bank-specific procedures. Catch repeat-issue customers and surface root-cause categories.

  • Dispute-flow compliance tracking
  • Repeat-contact root-cause analysis
  • Fraud-protocol verification
📋

Retail & consumer lending

Real-time alerts when mandatory APR statements, cooling-off rights, or data-processing consent are missed. Risk & compliance acts the same day, not at quarterly review.

  • APR & cooling-off detection
  • GDPR consent verification
  • Misselling pattern detection
📞

Collections & recovery

Score collections calls for compliance with debt-collection codes, identify high-promise vs. low-promise patterns, and replicate winning agent behaviour through targeted coaching.

  • FCA / local code compliance
  • Promise-rate prediction signals
  • Aggressive-tone detection
🔒

Fraud & security desk

Verify that authentication scripts are followed exactly, that high-risk requests trigger the right escalation flow, and that suspicious-activity reports include all mandatory data points.

  • Authentication-script adherence
  • Escalation-flow verification
  • Social-engineering pattern alerts
📈

Cross-sell, retention & voice of customer

Flag retention triggers, detect cross-sell openings agents missed, and feed verbatim customer language back to product, marketing, and risk teams as structured data.

  • Retention-trigger detection
  • Missed cross-sell opportunity logs
  • Topic-clustering for product teams
Compliance & security

Built for regulated banking from the first deployment, not retrofitted

Every customer interaction handled by Ender Turing is processed inside an SOC 2 Type II environment, with EU data residency available on Enterprise plans, and a real-time compliance-rule engine that catches missed disclosures the same business day.

Our customers' regulators include the National Bank of Hungary, Polish KNF, the Croatian HANFA, and counterparts across CEE. We share audit-ready evidence packs on request.

GDPR
EU General Data Protection Regulation
DPA, lawful-basis tracking, right-to-erasure workflow, audit logs.
PCI DSS
Payment Card Industry Data Security
Card-data redaction in transcripts, PCI-aware retention.
MiFID II
Markets in Financial Instruments Directive
Long-term call retention, search, and supervisory exports.
DORA
EU Digital Operational Resilience Act
ICT risk management, incident reporting workflow, third-party register support.

SOC 2 Type II

Independently audited. Latest report available under NDA on request.

EU data residency

Frankfurt & Warsaw regions. Data never leaves the EU on Enterprise.

Card-data redaction

PAN and CVV automatically redacted from transcripts and indices.

On-premise option

Full deployment in your own VPC or data centre — no cloud round-trip.

Right-to-erasure workflow

One-click GDPR erasure with full audit trail across all derived data.

Single Sign-On

SAML 2.0 and OIDC. Active Directory and Azure AD supported.

CEE-first multilingual coverage

Hungarian and Bulgarian get the same model attention as English

Built in Europe, for Europe. Every model release is benchmarked across all production languages — your Belgrade desk doesn't get a worse experience than your London one.

🇭🇺
Hungarian
Production · Tier 1
🇷🇴
Romanian
Production · Tier 1
🇧🇬
Bulgarian
Production · Tier 1
🇷🇸
Serbian
Production · Tier 1
🇭🇷
Croatian
Production · Tier 1
🇸🇮
Slovenian
Production · Tier 1
🇵🇱
Polish
Production · Tier 1
🇨🇿
Czech
Production · Tier 1
🇸🇰
Slovak
Production · Tier 1
🇩🇪
German
Production · Tier 1
🇬🇧
English
Production · Tier 1
+13
More
24 total supported
OTP BANK
Featured case · Banking · 11 countries

How OTP Bank moved from sampling 3% of calls to analyzing every conversation

Central and Eastern Europe's largest banking group rebuilt its quality programme on Ender Turing — covering eight languages, eliminating QA backlog, and surfacing compliance risks in hours instead of weeks.

100%
Calls covered
by automated QA
+18 pts
Increase in
customer satisfaction
68h
QA hours saved
per specialist /mo
Read the full OTP Bank story →
Quality scorecard — Retail desk
Greeting compliance
96%
Identity verification
92%
Cross-sell offered
78%
Empathy phrases
88%
★★★★★

"For a bank operating across eight countries, the question isn't 'do we have AI for QA?' — it's 'do we have one consistent picture across all of them?' That's what changed for us with Ender Turing. One platform, one rubric, eight languages, every call."

KM
Krisztina Molnár
Head of Contact Center Operations · OTP Bank Group
Ender Turing specialist

See what 100% banking-grade QA looks like on your conversations.

30-minute call with a deployment lead who's worked with banks. We'll map your existing process and send back a written rollout proposal — what's realistic in your first 90 days, what compliance evidence we'll deliver.